The bank stores your crowns and offers a personal safe with pages. No Refuge, look for the Banker — Refuge (X -1418 · Y 65 · Z -634) and open the safe via the bank menu.
Crown Pouch
The Banker sells Crown Pouch from T1 to T5. Capacities: 500 / 1,000 / 2,000 / 3,000 / 5,000 Crowns; Standard prices: 150 / 500 / 1,500 / 4,000 / 10,000. Requires unlocked tier. Collected Crowns go into the bag first; payments use inventory, bag and bank. Buying a higher tier keeps the content. The bag may fall at death, according to the protection of the blessings. Sales in Buyer and in Alchemist are deposited in the bank.
Backpack
The Banker also sells the Backpack from T1 to T5, a portable chest with one appearance per tier. Spaces: 9 / 18 / 27 / 36 / 54; Standard prices: 300 / 1,000 / 3,000 / 7,500 / 15,000 Crowns. Requires unlocked tier, and each boss has a 5% chance of dropping their tier's backpack for each eligible participant (in the vault, with the boss's loot). Right click to open. You only carry one backpack at a time, and one backpack doesn't hold another; Extra backpacks can be kept in the safe. Buying a higher tier changes the backpack and keeps the items. The items are inside the backpack itself: if it falls to death, according to the blessings, it falls with everything inside. The backpack cannot be exchanged with other players.
Where is the boss chest?
Equipment, orbs, enchantment materials and bonds sent by the boss loot system go to the same personal safe. There is no second unique chest you need to look for in the world. Open the bank vault and browse the pages. Boss crowns are deposited directly into each eligible participant's bank balance. If the deposit cannot be saved, they are sent as items to the vault to prevent loss.
Storage with pages
Each page has 27 storage spaces. The bottom strip contains the navigation buttons; New pages are created as you use the vault. Stored items are exempt from the death penalty.